Job Description

CRA Mortgage Consultant

Founded in 1902, Fidelity Bank has grown to meet the expanding financial needs of the communities it serves. Recognized both regionally and nationally for its exceptional client experiences, Fidelity Bank is an industry leader, embracing technology and continuously adding new products to best serve its clients.

For over 10 years, Fidelity Bank has been ranked as one of the area's best banks by local and national publications. In addition, we have also been recognized as one of the best places to work! Part of our vision is to be the best bank for the community. In 2025, our bankers served over 4,100 hours of volunteer time and donated over $1.6 million to non-profit organizations within our markets. We are looking to hire top talent that will join our efforts to serve our community partners.

Job Description

We are seeking a motivated and results-driven CRA Mortgage Consultant to join our team. In this role, you will build and maintain relationships with community-based organizations, realtors, and governmental agencies to create lending opportunities in line with the Community Reinvestment Act (CRA). You will be responsible for originating residential mortgage loans to meet sales goals within the CRA assessment area, with a focus on low- and moderate-income borrowers. Key Responsibilities

• Develop new business through proactive outreach, including cultivating relationships with referral sources, realtors, and community organizations.
• Sell and originate residential mortgage loans, explaining various mortgage products, and assisting customers in selecting the best options.
• Work with community-based organizations to access down payment assistance programs for qualifying borrowers.
• Achieve annual sales targets in alignment with the bank's business development goals.
• Coordinate with internal teams, including underwriters and processors, to ensure a smooth mortgage application and closing process.
• Maintain detailed records of customer interactions and sales activities.
• Stay current on relevant laws and regulations to ensure compliance with industry standards, including CRA, HMDA, and Equal Credit Opportunity Act.
• Actively participate in team efforts to cross-sell other bank products and services.

Qualifications

• Proven experience in mortgage loan origination and business development.
• Strong knowledge of mortgage lending products, processes, and regulations.
• Ability to work independently and collaboratively with team members.
• Excellent interpersonal and communication skills to foster relationships with clients, realtors, and community organizations.
• Strong organizational skills and the ability to meet deadlines.

If you're passionate about making a positive impact in the community and meeting customer needs with customized mortgage solutions, we encourage you to apply for this rewarding opportunity. Submit your application today!

Fidelity Discount & Deposit Bank is an Equal Opportunity Employer. We comply with all applicable federal, state, and local EEO laws, including OFCCP guidelines.

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